How LowMedBill Works for You
Our simple 4-step process makes it easy to identify savings opportunities and reduce your medical bills. No complex forms or medical expertise required.
Our Simple 4-Step Process
We've streamlined the bill reduction process to make it quick and easy to save money on your healthcare expenses.
Upload Your Bill
Simply take a photo or upload a PDF of your medical bill. Our secure platform protects your privacy.
AI Analysis
Our advanced AI technology reviews your bill line by line, identifying errors and overcharges.
Savings Breakdown
Receive a detailed analysis showing exactly where and how much you can save on each item.
Your Negotiation Guide
Get a guide written from your own bill — each line, what Medicare pays for it, and what to ask for. Send it yourself, or ask us to negotiate for you.
How Our Analysis Works
Our proprietary AI analyzes your medical bills using multiple data sources to identify potential savings:
- CPT Code Verification: We check if the correct procedure codes were used and if they match the services received.
- Price Benchmarking: We compare charges against Medicare rates and fair market prices to identify overcharges.
- Duplicate Billing: We identify any services or items that appear to be billed multiple times.
- Bundling Errors: We detect services that should have been bundled together but were billed separately.
Sample Bill Analysis
Overcharged by 320%
$135.00
Duplicate charge
$0.00
Your Custom Negotiation Guide
Your negotiation guide is built from your own bill and it:
- Cites relevant healthcare billing regulations and standards
- Details each billing error with supporting evidence
- Proposes fair and reasonable charges based on industry data
- Includes clear instructions for the provider on how to respond
Your Name
123 Your Address
City, State 12345
Current Date
Hospital Billing Department
456 Hospital Address
City, State 67890
RE: Medical Bill Dispute for Patient ID #12345
Dear Billing Department,
I am writing to dispute charges on my recent medical bill dated [Date] for services rendered on [Service Date]. After careful review, I have identified several discrepancies that require adjustment:
1. Lab Tests (CPT 80053): The charge of $425.00 exceeds the insurance allowable rate by 320%. Based on the insurance fee schedule and usual and customary rates in our region, a fair price for this service is $135.00.
2. ER Physician Services (CPT 99285): This charge appears twice on my bill for the same date of service. This $750.00 duplicate charge should be removed entirely.
[Additional detailed disputes and supporting evidence...]
Our Success By The Numbers
Average Bill Reduction
Average Savings Per Bill
Success Rate
Bills Analyzed
Frequently Asked Questions
- How much does this service cost?
- Uploading a bill and seeing what it should cost is free. No card, no account.
- We read your bill, price every code against what Medicare actually pays, and show you the range.
- You get a custom negotiation guide you can send yourself, at no charge.
- If you ask us to negotiate for you, our fee is a share of what we save you.
- Is my medical information secure?
- Yes. Your bill is encrypted in transit and stored encrypted at rest with AES-256, in private storage that is never publicly readable. When we need to open your file we use a link that expires after five minutes. We never sell or rent your information. The only outside parties who touch it are the service providers that run our storage, email and analytics, under contract.
- How long does the process take?
- You'll receive your bill analysis and negotiation guide within 24-48 hours of upload. The time to resolve with your provider varies, but typically ranges from 2-4 weeks.
- What types of bills can you help with?
- We can help with most types of medical bills, including hospital stays, emergency room visits, surgeries, lab tests, and specialist visits. Both in-network and out-of-network bills can be analyzed.
- Will this affect my credit score?
- No. Our dispute process is legitimate and professional. We provide instructions on how to properly notify providers that you're disputing charges, which prevents bills from going to collections during the resolution process.
- Do you guarantee savings on my bill?
- While we can't guarantee specific savings amounts (as each bill is unique), our analysis identifies common billing errors, overcharges, and negotiation opportunities that typically lead to significant reductions. Our success rate and average savings statistics speak to our effectiveness.
- What if I have multiple bills?
- Upload as many as you like — each one is read and priced separately, and each is free to look at. That matters for an ongoing course of treatment, where the same charge can appear several times and only shows up as a pattern once you have the bills side by side.
Ready to Lower Your Medical Bills?
Upload a bill and see what it should cost. It takes about ten seconds, it costs nothing, and you keep the negotiation guide whether or not you ever hire us.